Making New Year’s resolutions has become almost cliché, because, let’s face it, most of us can’t make it to the end of January. The trick is tying your resolution to your current behavior and making it a habit. Let’s say you have resolved in 2012 to increase your 401(k) contributions. With your current budget, you [...]
Five Tips For Keeping Your Financial Resolutions – Week of December 27, 2011
With the New Year approaching, take time to make a list of your financial resolutions. Financial resolutions can be especially difficult to stick with because, like eating and exercising, our spending, saving and investing habits tend to be tied to our emotions more than our logic. Here are five tips for keeping your financial resolutions: [...]
Give the Gift of Education – Week of December 19, 2011
Gifts for pre-teens, teens and young adults. If your holiday shopping includes finding gifts for pre-teens, teens and young adults, your selection may receive a lukewarm response. Most of us have difficulty choosing gifts for this age group, and we resort to including the gift receipt so the item can be exchanged. Rethink what you’re [...]
Tax Season Preparations – Week of December 12, 2011
Time to gather information for your 2011 tax return. With the year drawing to a close, it is time to start gathering your financial information together to prepare your 2011 tax return. Gains, losses and other financial information. Sometime soon, you and your tax advisor will be looking at your earned income, capital gains and [...]
MEET JORDAN DECHTMAN
Income distribution planning is one of the most important areas for proper retirement planning. The ability to provide dependable and predictable income distribution will be necessary to enjoy a comfortable retirement. The Income for Life Model™ is a proven retirement solution which focuses on providing lifetime, inflation-adjusted income.
Changes to Social Security for 2012 – Week of January 9, 2012
by Jordan Dechtman
Cost of living adjustments (COLA) for 2012. If you are already receiving Social Security, then you may be aware that monthly Social Security benefit checks for you and more than 60 million Americans increased by 3.6 percent for cost-of-living adjustments (COLA) for 2012. The estimated average monthly Social Security benefits payable to all retired workers [...]