Weekly Commentary for April 23, 2012 Increasing dependence. Watching a parent becoming increasingly dependent on others for the normal activities of daily life can be difficult. It can be even harder for the parent to admit needing help. Creating a plan for how you, your parent, your family and your parent’s medical professionals will handle [...]
Archive | April, 2012
Financial Literacy: Jordan Dechtman Tells Its Legacy
Weekly Commentary for April 17, 2012 Congratulations! April is Financial Literacy Awareness Month, and you’ve already given yourself the gift of reading this newsletter to expand your knowledge about the financial markets and related topics. Unfortunately, your age and life experience may put you in the minority. When was the last time your children or [...]
Too Much Company Stock: Jordan Dechtman Tells How to Measure
Weekly Commentary for April 9, 2012 Being loyal to your company is generally considered a very noble trait. You probably have a great deal of pride in your work and your employer, even if you’re retired. As a result, many employees willingly include employer stock in their 401(k) retirement accounts. Company stock remains the single [...]
Centennial CO Adviser Talks Roth IRA Conversions Taxes
Weekly Commentary for April 2, 2012 In January 2010, a new law took effect that gave individual retirement account owners the opportunity to delay taxes on 2010 Roth IRA conversions by opting to split income from the conversion between 2011 and 2012. The law lifted income restrictions on Roth IRA conversions and allowed high-income taxpayers [...]
Jordan Dechtman Gives Tips for Drafting Retirement Budget
by Jordan Dechtman
Weekly Commentary for April 30, 2012 Retirement planning requires determining your retirement expenses, and that starts well before you retire. Start your budget planning process at least five years before you plan to retire to help you determine whether you’ll have enough accumulated to actually afford retirement. Begin by drafting a retirement budget. Estimate how [...]