Jordan Dechtman Wealth Management

Hearts, roses, chocolates and jewelry are everywhere, constantly reminding us that Valentine’s Day is here. But this holiday isn’t just about material objects. It is about the deeper sentiments of love, of which communication is the cornerstone. They say money can’t buy a happy marriage, but lack of communication – especially involving your finances – [...]

Companies offering free credit reports are pretty savvy with their marketing, using humor and catchy songs to attract consumers into using their services. The problem is that the “free” credit report offered by these companies is often just bait to get you to buy a subscription credit monitoring service. Fortunately, the Credit Card Act of [...]

Many Americans think of retirement as something that automatically happens when they reach 65. However, some may be able to afford to retire sooner, while others may want work longer to save more. Regardless of when you want to retire, you should delay receiving Social Security benefits until 70 if you can. “One of the [...]

Gone are the days of the pension, and many in recent years have found 401(k) employer matches hard to come by. Fortunately, most companies that were forced to suspend their 401(k) matches during the recession have now restored them. Reinstating the employee retirement savings plan matches.  According to a Towers Watson survey, 75 percent of [...]

Cost of living adjustments (COLA) for 2012.  If you are already receiving Social Security, then you may be aware that monthly Social Security benefit checks for you and more than 60 million Americans increased by 3.6 percent for cost-of-living adjustments (COLA) for 2012. The estimated average monthly Social Security benefits payable to all retired workers [...]