America Saves Week. In 2007, America Saves and the America Savings Education Council (ASEC) began America Saves Week – an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status. This year, America Saves Week runs Feb. 19-26, 2012. According to the ASEC, most Americans [...]
Communication and Spending Habits – Week of February 13, 2012
Hearts, roses, chocolates and jewelry are everywhere, constantly reminding us that Valentine’s Day is here. But this holiday isn’t just about material objects. It is about the deeper sentiments of love, of which communication is the cornerstone. They say money can’t buy a happy marriage, but lack of communication – especially involving your finances – [...]
‘Free’ Credit Report Offers – Week of February 6, 2012
Companies offering free credit reports are pretty savvy with their marketing, using humor and catchy songs to attract consumers into using their services. The problem is that the “free” credit report offered by these companies is often just bait to get you to buy a subscription credit monitoring service. Fortunately, the Credit Card Act of [...]
Higher Social Security Benefits When You Wait – Week of January 30, 2012
Many Americans think of retirement as something that automatically happens when they reach 65. However, some may be able to afford to retire sooner, while others may want work longer to save more. Regardless of when you want to retire, you should delay receiving Social Security benefits until 70 if you can. “One of the [...]
Income distribution planning is one of the most important areas for proper retirement planning. The ability to provide dependable and predictable income distribution will be necessary to enjoy a comfortable retirement. The Income for Life Model™ is a proven retirement solution which focuses on providing lifetime, inflation-adjusted income.
Unsold Property or Second Home Dilemma? – Week of February 27, 2012
by Jordan Dechtman
In a down economy and depressed housing market, you may find yourself stuck with an extra home for reasons you never dreamed of – including having to relocate to take a job, losing the ability to pay mortgages, taxes and upkeep for two properties or simply not being able to use the home as much [...]